Job Details

Portfolio Manager

Job Details

Job Location

Farragut Branch - Farragut, TN

Description

BASIC FUNCTION:

The Portfolio Manager supports the loan portfolio of one or more loan officers providing superior client service. Analyzes financial information to evaluate the creditworthiness of loan requests. Compiles loan approval packages ensuring completeness and accuracy of information provided. Assures that banking relationships comply with State and Federal regulations and Bank policies and procedures. Monitors and services the loan portfolios of the supported loan officers. Completes work related to covenant testing and tracking.

ESSENTIAL FUNCTIONS:

• Perform credit underwriting functions for designated loan officers with the purpose of recommending approval, denial, or alternative structures.

• Participates with the loan officers in calls on clients, prospects, and other sources identifying banking opportunities and seeking referrals.

• Assist the loan officers with obtaining financial information, making proposals, preparing term sheets, and referring customers to specialists within the bank when appropriate.

• Perform analysis of complex borrowers financial and profitability statements and recommend appropriate loan structure and risk ratings.

• Participate with the loan officers on property and project site visits.

• Assist the loan officers with monitoring and managing delinquencies as needed.

SKILLS, KNOWLEDGE, AND TRAINING:

• Ability to effectively initiate communication with prospective and current clients and other professionals (verbal and written) that is engaging, poised, and persuasive.

• Proactive and collaborative problem-solving skills with teammates and clients.

• Time management skills, particularly establishing and executing a plan of action that may include delegating tasks.

• Ability to make quick decisions in situations where adaptability and/or choosing between two or more possibilities is required.

• Strong desire and sense of urgency for results in relation to the companys goals.

• Ability to work under pressure and multi-task without compromising accuracy.

• Ability to be a self-starter whether working independently or in team environment.

• Ability to analyze and interpret financial statements.

• Strong reading, writing, and basic mathematical skills.

• Maintain the Banks established customer service standards.

• Promote a positive bank image through community involvement.

WORKING CONDITIONS:

• Sitting for long periods of time

• Lift 10-20 lbs. periodically

• Periodic travel

• Periodic activity outside of normal business hours

REQUIREMENTS:

• Bachelors degree in Accounting, Finance, or other business-related field or relevant banking experience.

• 5 plus years of relevant work experience, preferred.

• Basic computer literacy with knowledge of computer software (i.e., Microsoft Windows Operating System and Office applications).

• Maintain up-to-date knowledge of and adhere to all state and federal regulations that pertain to this position including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending.

• Working knowledge of state and federal regulations including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending along with industry best practices that pertain to this position.

SouthEast Bank is an equal opportunity employer. It is our policy to treat all individuals equally, regardless of race, color, religion, sex, gender, national origin, disability, age, genetic information, sexual orientation, transgender/gender identity, sexual preference, or service in the armed forces.