Job Details

At Regions, the Credit Products Commercial Portfolio Manager is a client-facing role and responsible for independently leading all aspects of the entire commercial credit process both internally and externally with prospects and clients. The Portfolio Manager partners closely with Regions relationship managers to execute on the Bank's commercial loan origination strategy by working directly with Regions prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.

Primary Responsibilities

• Executes on the Bank's commercial loan origination strategy by working directly with Regions prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.
• Underwrites, structures, and documents prospect and client transactions above a designated threshold, generally the most complex and largest of client relationships and circumstances.
• Manages the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation, underwriting, all on a timely basis.
• Ensures all credit process metrics are within prescribed tolerances.
• Accountable for the risk evaluation and associated compliance requirements as defined in respective roles and responsibility matrix for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within assigned portfolio and for prospects.
• Reviews interim new money requests for relationships managed up to a defined limit.

Requirements

• Bachelor's degree in Finance, Accounting or related field.
• Five (5) years' experience in commercial underwriting.
• Subject Matter Expert level understanding of accounting and finance, financial statement and cash flow analysis.

Preferences

• Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience).

Skills and Competencies

• Ability to work collaboratively with multiple stakeholders.
• Strong analytical and problem solving skills.
• Strong verbal and written communication skills.
• Well organized, detail-oriented, and ability to multi-task.

This position will manage an existing portfolio of Government and Institutional Banking customers across the states of Tennessee and Kentucky. This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.

Position Details

Position Type: Full time.

Compensation Details: Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:
Minimum: $110,124.30 USD.
Median: $131,390.00 USD.

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.

Benefits

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates.

• Paid Vacation/Sick Time.
• 401K with Company Match.
• Medical, Dental and Vision Benefits.
• Disability Benefits.
• Health Savings Account.
• Flexible Spending Account.
• Life Insurance.
• Parental Leave.
• Employee Assistance Program.
• Associate Volunteer Program.

Location Details: Music Row, Nashville, Tennessee.

Equal Opportunity Employer/including Disabled/Veterans.